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DoNOTGetScrewed.com

brought to you by Claims For You LLC

'Maximize your property insurance claim settlement.'

Did you forget to add something to your Contents Inventory list? We betcha' you did!

No worries: let's 'hook you up' with commonly forgotten items.

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(Or email us...whichever is easier.)

Looking to maximize your contents inventory settlement in a lump sum cash payout? Do you need a second opinion on your property insurance claim?

 

Our Public Adjusters are here to help.

We will write and negotiate your contents inventory estimate. We aim to help you collect in a lump-sum payout within 30 days of retainment. We helped our client recover the following amount on behalf of light smoke damage to his contents.

DO NOT LEAVE MONEY ON THE TABLE!

And Now.. Here's the BORING stuff you NEED TO KNOW ! Why?? Because It's YOUR MONEY !

  • Are insurance companies a business? Do businesses like to retain profit?

  • Don't you think insurance companies know that you are far too busy to read your policy to understand what you are entitled to? Who has the time... right?

  • Do you think insurance company adjusters/vendors would have a job if they just gave you everything in your settlement? Why would they be necessary?

  • Do you know what to do if your claim goes awry... or do you just 'hope for the best?'

  • Insurance company adjusters work multiple files a month, how do you know that yours is being treated with care? Is your claim just another file that they want to disappear?

  • If you don't know what exactly what to ask for, why would they tell you and give you more money?

Too many questions and not enough answers!​ Luckily, we know the answers and are here to help you out with your property damage insurance claim...

BUT... you have to help yourself first by contacting us so we may better assist you. We will read your policy and double check your estimate for free. Consider it a favor.

If we find that we can be of assistance, then we will fight your claim for you with no upfront fees. We only get paid if we make a difference in your claim. No risk, right?

We have ONE job and one job only; to get YOU paid by handling your claim and negotiating your settlement. Our Licensed Public Adjusters are trained to do so. We would not have been able to make a career out of helping people if the policyholders received everything they were entitled to.

To sum it up: We are licensed to ONLY write estimates in YOUR favor.

(DoNotGetScrewed retains the right to accept or deny claim submissions.)

What is a Public Adjuster?

Public Adjusters are licensed by the State to investigate, evaluate and negotiate settlements on behalf of the policyholder. Some states only allow for public adjusters to charge a small commission fee, which gets collected upon receiving settlement. The maximum fee allowed is commonly 10%. This state regulated, commission-fee incentivizes Licensed Public Adjusters to advocate for you at their best; as your success is our success.

 

Please check with your state department of insurance for your fee limits. The value of a Public Adjuster is commonly greater than the fees that they charge. Public Adjusters handle all of the calls and become the point-of-contact for your claim. A Public Adjuster gets paid once your settlement is negotiated; not upfront.

 

What makes us different?

 

Our Team are also Licensed Fire and Smoke Restoration Technician Specialists, Water Damage Restoration Technicians, and Mold Certified Technicians. These licenses and certifications are not a standard that the State holds Public Adjusters to, however,  our team take's pride in furthering our education. We want to ensure you that you are getting the best advocacy for your property insurance claim.

Claims For You LLC Handles Several Types of Residential and Commercial Claims.

Fire
Fire

With Our Public Adjusters on the job to assess and value the fire damage, your path to fire damage restoration is faster and more efficient. We will: * Meet at the loss site to evaluate fire damage * Safely and thoroughly examine every part of the structure affected by fire, smoke or water. * Estimate restoration costs involved in fire damage recovery. * Prepare your complete demand for your insurance company, supporting every claimed loss with evidence

Lightning
Lightning

Lightning strikes can cause severe property damage; from causing a fire, to destroying your personal property and business assets. Anytime there is a powerful surge of electricity through electrical systems or circuits, you can be sure there’s underlying damage. We’ll advocate for you and tell you what’s covered and what’s not covered under your insurance policy.

Flood
Flood

If your house has flooded, once your local police or fire department says you can return, you’re in a race against mold growth to clear out debris from your home. You may find high humidity in your home, which is the perfect environment for mold and other bacteria to form. Flood water is commonly classified as Category 3, or black water. Understanding the science of black water will only help you reach your appropriate settlement(s).

Wind
Wind

Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in thousands of dollars in damages over-and-above the damages caused by the storm… and you’ll be out of pocket for those damages by not properly submitting the claim to your insurance company.

Mold
Mold

Sometimes a small leak can turn into a major headache and your insurance policy may or may not cover the leak depending on its source. Mold resulting from flooding, a broken pipe or other water related issue can severly affect your health and property without your knowledge. We are property experts with more than 80 years of combined experience in handling water damage issues.

Hail
Hail

If you have experienced hail damage to your home, you know that it can be costly. An extensive investigation to your real property is necessary, as shingles, siding, and gutters may be damaged. Unseen roof damage can lead to leaks, which can cause further complexities in your insurance claim. Be sure to take pictures of all damages of any dents, punctures or scrapes to the exterior to your home, fences, patios, and other structures. Proper documentation will greatly impact your claim.

Earthquake
Earthquake

If you have purchased earthquake insurance, your policy typically covers the cost to repair common earthquake damage—including damage to roofing and walls, and most of your belongings. If you can’t live in your home, your insurance company will pay additional living expenses, as noted in your policy, while the damage is assessed and your home is being repaired or rebuilt. If repairs take longer than the period of time covered by your policy, you may be eligible for additional assistance.

Theft
Theft

If you’ve found yourself the victim of vandalism or theft, the first thing you should always do is to file a police report. Once you’ve done that, its time to call us. Filing a theft insurance claim or a vandalism insurance claim can be tedious, particularly for the average person who isn’t familiar with how the insurance claim process works. We will meet with you, assess the damage, and track the claim with your insurance company.

Contents Inventory
Contents Inventory

Our public adjusters will sort through every inch of your damaged property including personal property searching for anything that the insurance company may have missed. This thorough examination often yields damages that were overlooked or underestimated. Several digital photos and a 3D Matterport are taken along with detailed notes. Our adjuster deal with all of the forms and related paperwork that are required by your insurance carrier.

FRV/Loss of Use
FRV/Loss of Use

The fair rental value may or may not be equal to the rent payable by tenants. It can vary according to different factors, such as whether the dwelling has been rented to the tenants furnished or unfurnished, whether bills and taxes are included in the rent amount, and whether you provide the total lodging to the tenants. In a nutshell, the actual cash value of the property you rent out is determined by the amount of support you provide.

Business Interruption
Business Interruption

One of the most daunting moments for an enterprise is when it loses income due to various interruptions. When the normal flow of income in a business is interfered with, it predisposes a myriad of problems which can be detrimental and relatively expensive. As expert public adjusters, we will help your business get back onto its feet within the minimum time possible by expediting the entire process, and bargaining for fair compensation of our clients, per the terms in your policy.

Collapse
Collapse

Building collapses can be caused by a number of factors, including (but not limited to) structural problems, soil subsidence, earth movements, improper construction, blasts, gas leaks and more. Property insurance policies typically cover some types of building collapses, but not all. Insurance companies today frequently restrict collapse coverage by redefining the term “collapse” and limiting their exposure.

 
 

A Quick Reminder:

Free Consultation
Faster Financial Recovery
No Upfront Fees
Free Home Inspection and Policy Review
 
Ceramic Tiles

HOT TOPICS

Click Here to better understand insurance 'lingo.'

Everybody has heard of ABsorption, but what is ADsorption? What is Factory Matching and how will understanding this word help you achieve much more money on your settlement? Click to see terms.

Here's the ANS500 IICRC Water Damage Restoration Guide

We know this stuff. It is our job to understand the science of water, fire, mold, etc; to better serve you. However, we want to give you the access to the ANS500 national standards, if you're a Do-it-yourself-er.

Mapquest: Calculate your driving distance

Did you know that if you are placed in a hotel that is further of a drive to work, you are supposed to be paid the difference in mileage? (Please read your individual policies.) Start calculating your mileage differential and save your printed receipts!

 

Still Have Questions?

 

You can continue to surf the web for answers, or you can contact us today!

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